Staying ahead of home maintenance is the cheapest insurance you can buy. Use this quick checklist to catch small problems before they turn into expensive repairs.
1. Check gutters and downspouts
Clear leaves and debris so water drains away from your foundation.
2. Test smoke and CO detectors
Replace batteries and test each unit – it takes five minutes.
3. Inspect caulking around windows and doors
Cracked caulk lets in drafts and moisture. Re-seal where needed.
4. Service your HVAC filter
A clean filter lowers energy bills and extends the life of your system.
5. Look for roof damage
Scan for missing or lifted shingles after storms.
6. Drain your water heater
Flushing sediment once a year keeps it efficient.
7. Check under sinks for leaks
Small drips cause big cabinet damage over time.
8. Test your sump pump
Pour a bucket of water in the pit and confirm it kicks on.
9. Inspect driveway and walkway cracks
Seal small cracks before winter makes them bigger.
10. Deep-clean range hood and dryer vents
Both are fire risks when clogged – clean them every season.
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